Welcome to Cognilunarwhisper! These Terms of Service (“Terms”) govern your use of our website and cryptocurrency investment courses. By accessing or enrolling, you agree to these Terms. If you don’t agree, please don’t use our services.
Cognilunarwhisper provides educational courses on cryptocurrency investing. Our content is for learning purposes only and does not constitute financial, investment, tax, or legal advice. You are responsible for complying with local laws where you access our services.
You must be at least 19 to use our services, as required by Ontario law for financial contracts. By enrolling, you confirm you have the legal capacity to enter these Terms.
As a user, you agree to:
All course materials, website content, and logos (“Content”) are owned by Cognilunarwhisper or our licensors. You may access Content for personal, non-commercial use only. Copying, sharing, or reproducing Content without our consent is prohibited.
Course fees are charged monthly in Canadian Dollars (CAD) via secure third-party payment processors (e.g., Visa, Mastercard, PayPal). You must provide accurate payment information. Refunds are available within 14 days of enrollment if you’ve accessed less than 10% of the course content. Contact us at [email protected] for refund requests.
We may suspend or terminate your access if you violate these Terms or engage in unlawful activity. You can cancel your subscription anytime by contacting us. Upon termination, you must stop using our services and Content.
Our services are provided “as is” without warranties. Cognilunarwhisper is not liable for any losses, including financial losses from cryptocurrency investments, arising from your use of our services. Our liability is limited to the amount you paid us in the last six months.
Your data is handled per our Privacy Policy, which complies with Canada’s Personal Information Protection and Electronic Documents Act (PIPEDA). By using our services, you agree to our data practices.
These Terms are governed by the laws of Ontario, Canada. Any disputes will be resolved in the courts of Toronto, Ontario.
We may update these Terms to reflect changes in our services or legal requirements. We’ll notify you via email or on our website. Continued use after changes means you accept the updated Terms.
For questions about these Terms, reach out to:
Cognilunarwhisper
90 Eglinton Avenue East, Toronto, ON M4P 2Y3, Canada
Email: [email protected]